A separation can turn ordinary bookkeeping into a point of conflict. One person has a mortgage balance, the other has a retirement account, and both need to work out what exists, what it is worth and how it might be divided. Later, even routine costs for the children can become another running tally. Just Divvy is a set of web tools aimed at making those numbers visible in shared records, rather than settling the legal or personal decisions around them.
One place to work through property division
The central tool, Balance Sheet, is a shared marital balance sheet for listing assets and debts and proposing how each should be split. The intended process is concrete: enter an item and its value, propose who receives it, then accept or counter the proposal. Just Divvy says both spouses can work through the list with lawyers or a mediator, and that the tool tracks proposals and counters as the parties reach agreement.
The page presents this as an interactive sheet, with property grouped into categories and a status beside each item. It also shows an equalization payment calculated as the proposed division changes. That can help make the arithmetic legible: instead of treating a house, mortgage and bank accounts as disconnected arguments, the parties can see how the proposed allocation affects the overall split. The tool can export a summary as a PDF or Excel workbook, according to the developer.
The Just Divvy site says Balance Sheet opens without sign-up and can be used for up to 10 items at no charge. The overall offer is a free plan with a paid upgrade. For someone who would rather keep a file than use a shared tool, the starter pack includes an asset and debt spreadsheet, a Google Sheets version, printable worksheet, sample and preparation materials. That gives the product a useful distinction: it is not only an online balance sheet, but also a set of simpler documents for people who prefer to work offline or prepare before a meeting.
A separate ledger for children’s expenses
Ledger addresses a different problem. A parent enters an expense, identifies who paid and how it should be split. The tool keeps a running balance of who owes whom; each expense can have its own split, and receipts can be attached to rows. The records can be exported as PDF, Excel or CSV, based on the product description.
That makes Ledger a co-parenting expense tracker, not a general co-parenting app. The landing page is explicit that it does not provide messaging, calendars or custody schedules. It is for recording costs and calculating balances, so parents still need another way to coordinate care, discuss a disputed charge or arrange a handover. The distinction matters for anyone searching for a shared child expenses app and expecting one place for the whole parenting relationship.
What it does not decide
A shared list can give both sides the same figures to discuss. It cannot establish whether a proposed division is legally fair, determine which assets are subject to division, or resolve disagreement about an item's value. Just Divvy says it is not a law firm and does not give legal, tax or financial advice. Its materials also tell users that laws vary and to consult a licensed attorney. Treat the calculated payment as arithmetic based on the information entered, not a legal recommendation.
There are also clear gaps in the broader set of tools. Untangle, for organizing accounts, bills and paperwork, and Belongings, for dividing household items, are described as coming soon, not available tools. Today, the concrete scope is property and debt allocation, expenses between co-parents, and downloadable preparation resources. The developer presents Balance Sheet as useful alongside a lawyer or mediator, but it is not a complete divorce mediation software package or a replacement for professional advice.
Who should consider it
Just Divvy is aimed at couples separating who need a shared record of assets and debts, and at co-parents who want a plain ledger for children’s costs. It may also suit people preparing for a conversation with a mediator, especially if they want to arrive with a list rather than reconstruct figures during the meeting. The spreadsheet and printable resources leave room for a manual workflow, while the online tools focus on keeping the two parties looking at the same entries.
It is a poor fit for anyone looking for legal guidance, a full custody and communication platform, or a tool that can settle a disagreement for them. Its value is narrower: putting financial information and proposals into an organized form. If the hard part is getting the numbers into one place, that is the problem it is built to address.
Simple divorce and co-parenting tools that just work.