OptiVault

OptiVault is an AI money coach for iPhone that helps people understand their finances, build budgets and work toward savings goals. Connect supported accounts through Plaid to organize spending, track net worth and create a personal financial plan. Ask money questions by text or voice and review a weekly Financial Wrap covering spending, savings and goal progress.

OptiVault uses read-only account connections: it cannot transfer money or place investment trades. It provides educational tools and planning support rather than regulated investment advice. The app is free to download with a seven-day trial; continued access requires a paid subscription. Current subscription options and local pricing are shown in the App Store.