Playto

Playto is the cheapest way in the world to get paid internationally. It is the world's first zero-markup payment platform for cards and US bank transfers (ACH), and the world's first with truly free global payments: Playto to Playto costs $0.

Most payment apps add their own profit on top of what banks and card networks charge. Then they add a second markup on the exchange rate. You see one fee, but you pay two. Playto adds nothing. You pay exactly what it costs us to move the money.

What it costs: - Cards and wallets: from 2.5% + $0.30, with zero markup. - US bank transfers: $1 to $5. Never more than $5, even on a $1,000,000 payment. - Playto payments: $0. When your client pays from their Playto balance, nobody pays a fee, and your client gets 0.5% back as Playto credit for their next Playto payment. - Payouts to your own bank in India or the UAE: passed through at cost, with nothing added. - No monthly fee, no setup fee, no minimum volume, no exchange-rate markup.

What you get: - One payment link. Clients pay 45+ ways from 170+ countries: Visa, Mastercard, Amex, Apple Pay, Google Pay, PayPal, Klarna, US bank transfer (ACH), wire and more. They pay Playto, Inc., a US company, and get a receipt every time. - Invoices and agreements, signed and paid in one flow. - Autopay subscriptions for monthly retainers, by bank or card. - Buy now, pay later: clients can pay over 3, 6, 12 or 24 months, and you get the full amount in one payment, not in parts. - Pay any business by email. Like UPI, for the world. - A public Trust Score, built from your verified business details, payment history and reviews from clients who paid. New clients see the proof before they pay.

Who it's for: every business with clients abroad: agencies and studios, software and SaaS, IT and dev services, consultants and coaches, courses and digital products, creators, accounting and legal, staffing and recruitment. Platforms and marketplaces can add Playto by API or payment links, add their own fee on top, and Playto handles refunds, disputes and chargebacks.

Our mission is to make global payments free by 2030. UPI made paying in India free. Robinhood made trading free. We're doing the same for getting paid across borders.

Any legitimate business can sign up at playto.so. We review each business before it can take payments.