Topf

Topf is an offline-first expense tracker for iPhone. Add an expense in two taps or say it out loud, keep accounts in several currencies, and see where the money went.

Topf is an expense tracker for iPhone. Adding what you spent takes two taps — or one spoken sentence. The book lives on your device, so nothing waits for a network.

The amount comes first, on a keypad built for money. Pick a category and you are done: the account and the date are already set, and a note is optional.

Speak an ordinary sentence — “spent ninety euros on groceries, fifteen of it on household supplies” — and Topf shows you drafts: two transactions, categorized, dated. Nothing is written until you confirm it, and your words appear on screen while you speak.

A complete copy of your book is on the device, so nothing you write waits for an answer from the network. The app opens in a basement the same way it opens at home, and syncing catches up on its own once there is a connection again.

Every account keeps its own currency. Transfers move money between them, the rate is fixed at the moment of the transfer and never changes afterwards, and totals are shown in the currency you chose as your main one.

Rent, insurance, subscriptions. A recurring transaction either writes itself into the book or asks first — your choice, one by one. The home screen answers the only question that matters at the end of the month: what is still left to pay.

A ring by category with the ranked list behind it — or the whol